How Does Insurance Work? A Comprehensive Overview for Smart Decision-MakingWelcome to the interesting world of insurance, where security and comfort go hand in hand! Whether you're a seasoned insurance pro or just dipping your toes into this huge sea of policies, comprehending how insurance works is essential for making smart decisions. From safegu… Read More

Children's Health Insurance Program ChipThe information is not intended as investment advice and is not a recommendation about managing or investing your retirement savings. Clients seeking information regarding their particular investment needs should contact a financial professional. Prudential Financial, its affiliates, and their financial profe… Read More

Understanding Health InsuranceUnder COBRA, if you leave your current job you have the option to continue your health care coverage for up to 18 months. You are required to pay the full premium yourself, even if your employer paid part of your premium while you were employed, and the employer may charge an additional, limited administrative fee. Med… Read More

Health Insurance AidAll insurance companies receive funds from the equalization pool to help cover the cost of this government-mandated coverage. Information can also be found regarding eligibility for help with paying premiums and reducing out-of-pocket costs. Integrated Shield insurance plans cover large hospitalization bills for Private hospital… Read More

Health Insurance Marketplace HomeA Point-of-Service plan functions as a combination of an HMO plan and a PPO plan. The insured can choose between coordinating all treatment through a primary care physician, receiving treatment within the insurer’s provider network, and using non-network providers. The type of plan they have will dictate the progr… Read More